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Author: zachshelley

positive and negative

Is Home Ownership Worth It?

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Buying a home is one of the biggest purchases you can make. A home offers stability, sanctuary, and financial benefits, like helping you build wealth if you are prepared to cover the costs. The real estate industry also plays an essential role in the greater economy, affecting the stock market and other crucial indicators.  However, … Continued
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Can Seller Sue Buyer for Backing Out?

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If you are a homeowner, you may consider selling your house in the future. Selling a home is a complicated process, but it can be very rewarding. The longer you have lived in the house and made mortgage payments, the more equity you own.  As long as the property’s value has increased during your time … Continued
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Can HOA Fine You?

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If you live in an HOA community, you must follow HOA rules determined by an HOA board. Can an HOA fine you if you don’t? Unfortunately, if you do not comply, it may impose fines and force you in several ways. In this article, we will explain what happens when you commit an HOA violation, … Continued
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Does Selling a House Count as Income

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Selling a home doesn’t count as income on its own. However, selling it for a profit may subject you to capital gains tax. You must report the sale to the IRS, but there are several things that determine how much tax you owe. For example, whether you qualify for a partial exclusion, file a joint … Continued
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How to Find Short Sale Homes

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Real estate investors look for short sales to acquire homes for lower prices, often with excellent deals. In this article, we will explain short sales in detail, share strategies for finding these deals, and offer some tips for potential buyers, such as loan modification and making sure a website has up-to-date information. What is a … Continued
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Bidding War on House

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A competitive market can lead to a bidding war when multiple home buyers compete against one another to submit the highest offer price. Bidding wars are common when housing inventory is low. Learn what a bidding war is, how it may affect the sales process, and a few tips buyers can use when navigating one. … Continued
no sales

What Stops a House from Selling

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The selling process can be excruciating and take months, and if the home does not sell, it can result in frustration and financial loss. Several things can hinder the selling process, like curb appeal, natural light, or your furry friends.  In this article, we will discuss pricing strategies, staging, the house’s condition, and other things … Continued
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What Is a Counter Offer in Real Estate?

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When a seller responds to a purchase offer, they may accept it or reject it in entirety, or they may submit a counter offer. Real estate counter offers allow sellers to make a revised offer, often proposing a different price or contingency terms. Use this guide to learn about counter-offers in real estate, including why … Continued
old roof

Selling a House With a 20-Year-Old Roof

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Selling a home can be both stressful and exciting. You may be worried about securing a great deal from a buyer, but you are excited about earning a profit from years of equity and purchasing your next home.  Depending on the home’s market appeal, and if it’s currently a competitive market, you could make thousands … Continued
house title transfer

House Title Transfer

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Whether buying a new home, selling an existing property, estate planning, or gifting a residence to a family member, you must officially transfer the title. A house title determines a property’s ownership rights, making this a crucial step to transfer the property. Learn everything you need about house titles, including the different types and steps … Continued
time money

Can You Sell Your House After a Year?

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Although becoming a homeowner is an investment in the future, it can come with some financial challenges. Changing home values, property taxes, interest rates, insurance costs, and many other factors can affect your budget when you own a home. These hidden costs are often surprising to first-time buyers. Unforeseen circumstances could force you to sell … Continued
checklist downsizing

Downsizing Home Checklist

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Taking care of a home is a lot of work. Between the constant cleaning, unexpected repairs, and maintenance costs, being a homeowner is a big responsibility. On top of all this, you have mortgage payments, property taxes, insurance policies, and utility costs to keep up with. In many cases, homeowners live in houses they cannot … Continued
values scxale

Appraisal Value vs Market Value

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Sellers may be presented with two values—the appraised value and the market value. While both are important to determining a property’s worth, understanding what each value means and how it’s determined is crucial. Appraised value and market value may not always be equal, which can present sellers with a few challenges. Learn what each assessment … Continued
alienation clause

Alienation Clause in Real Estate

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An alienation clause in real estate requires the immediate repayment of the remaining mortgage balance following the sale or transfer of a property. While an alienation clause can be found in most existing mortgage contracts today, it still presents some challenges to the owner when selling. Learn what an alienation clause is and how it … Continued
real estate agreement

What Is a Kick-Out Clause in Real Estate?

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A kick-out clause in real estate is a contingency that allows the seller to continue showing the property after accepting an offer. With a kick-out clause, the seller can kick out the buyer and void the contract if they receive a better deal. Learn how kick-out clauses work in real estate, when to use them, … Continued
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